Chennai: Computer Age Management Services Limited (CAMS), India’s largest registrar and transfer agent to mutual funds, has released the fifth edition of its flagship report, “Going Beyond the Box – Report on Women Investors 2026.” The report offers a comprehensive and data-driven analysis of the growing participation of women in India’s mutual fund industry, showcasing a significant shift towards disciplined, long-term and goal-oriented investing.
According to the report, women investors now account for ₹11.3 trillion in assets under management (AUM) across CAMS-serviced mutual funds and contributed ₹3 trillion in gross inflows during FY26. Women investors now represent nearly 35% of total inflows, underlining their expanding influence in India’s investment landscape. The report highlights how women investors are increasingly moving beyond basic participation to adopting diversified investment strategies focused on long-term wealth creation and financial independence.
Commenting on the findings, Anuj Kumar, Managing Director, CAMS, said, “Women across metros and emerging regions in India are reshaping the investment landscape, driven by rising financial independence and growing awareness of wealth-building products. This reflects a clear shift in women’s long-term wealth creation behaviour and investment confidence.”
Key Highlights from the Report:
- Expanding Investor Base: The number of women investors has reached 13.2 million, with 2.2 million new investors added during FY26, reflecting sustained growth in investor participation.
- Diversified Investment Behaviour: Equity funds continue to dominate portfolios, while hybrid and solution-oriented schemes are witnessing faster adoption, signalling increasing diversification and goal-based investing.
- Strong SIP Adoption: Women now account for 29% of live Systematic Investment Plans (SIPs), demonstrating growing preference for disciplined and long-term investing.
- Young Investors Driving Growth: Nearly 75% of women investors are below the age of 50, with particularly strong growth seen in the under-35 demographic.
- Rising B30 Participation: Beyond Top 30 (B30) cities now contribute 45% of women investors, indicating deeper mutual fund penetration across emerging markets and smaller cities.
The report also highlights evolving behavioural trends among women investors, including increased adoption of digital investment platforms and assisted channels. Additionally, women are showing a stronger inclination towards multi-asset portfolios aligned with long-term financial goals and wealth preservation strategies.
Overall, the “Going Beyond the Box 2026” report positions women investors as a transformative force in India’s financial ecosystem, moving steadily from participation to leadership in wealth creation. The findings carry significant implications for asset management companies, distributors and policymakers working to enhance financial inclusion and design investment products tailored to the evolving aspirations of women investors. The complete report can be accessed through CAMS Official Website.