Chennai : Karur Vysya Bank (KVB) announced strong financial results for the quarter and nine months ended December 31, 2025, delivering its highest-ever quarterly net profit of ₹690 crore, reflecting consistent momentum in business growth, profitability and asset quality.
The Bank’s total business crossed ₹2,11,647 crore, registering a 16.29% year-on-year (YoY) growth, driven by healthy expansion across both deposits and advances. Total deposits stood at ₹1,14,595 crore, up 15.57% YoY, while advances grew 17.16% YoY to ₹97,052 crore.
For the nine months ended December 2025, net profit rose 25% YoY to ₹1,785 crore, supported by higher net interest income and improved operating efficiency. Pre-Provision Operating Profit (PPOP) increased 18.97% YoY to ₹2,828 crore, while net interest income grew 12.90% YoY to ₹3,580 crore. The Bank’s net interest margin stood at 4.03%, inclusive of a one-off item.
Asset quality remained robust, with gross NPAs improving to 0.71% and net NPAs at 0.19%, supported by a strong provision coverage ratio of 96.56%. Capital adequacy remained comfortable, with a CRAR of 16.05% and CET-1 ratio of 15.06%.
Commenting on the performance, Mr. Ramesh Babu B, Managing Director & CEO, said the Bank’s growth remains aligned with guidance, supported by stability across growth, profitability and asset quality. He added that the quarter’s profit exceeded the Bank’s full-year profit in FY22, underlining the strength and resilience of its operations.