~ Partners with Super: Launching a Secured Co-Branded Credit Card as Part of Kotak811’s 3-in-1 Super Account
Mumbai : Kotak811, the leading digital banking platform in India, has introduced the 3 in 1 super account – an all-in-one solution combining a savings account, a fixed deposit, and a secured credit card with super. money.
This offering is tailored for Core India, a significant and expanding demographic of everyday Indians seeking straightforward, digital-first financial tools. This group encompasses salaried individuals, digital natives, students, first-time job holders, and more. These users aim to start small, maintain control, and maximize the value of their money. The 3 in 1 super account is specifically designed to cater to their needs through one convenient solution.
Manish Agarwal, Head – Kotak811, said: “The 3 in 1 super account brings saving, spending, and borrowing together in one place. It’s built for people who want to manage money better without paperwork or complexity. It’s simple, secure, and designed for everyday use.”
What you get with the 3 in 1 super account:
- Start with ₹1,000: Open an FD and get started
- Earn more: Interest on your FD + cashback on spends
- Use UPI on credit: Pay like you always do, and earn rewards
- Secured Kotak811-super.money credit card: Backed by your FD, with no income proof required
- No paperwork: 100% digital onboarding
- Stay in control: Your FD sets your spending limit
“Our audience intersects with Kotak811’s – digital-first users who want things to be easy and rewarding. We’re blending trusted banking with digital-first innovation to make credit as effortless as payments,” said Prakash Sikaria, founder, super.money.
Jay Kotak, Co-Head – Kotak811, added: “Kotak811 serves a wide Core India audience that’s looking for practical ways to move forward financially. These users are digital-savvy but cautious with credit. They want control, clarity, and value. The 3 in 1 super account fits that behaviour perfectly—it’s easy to start, easy to use, and helps people build confidence with their money.”