An innovative platform designed to empower Indians by enabling them to track, enhance, and take charge of their financial futures.
Mumbai: Managing your credit has become more accessible than ever. CRIF High Mark, a prominent credit bureau in the country, has introduced its Consumer Credit Management Platform along with the CRIF Grameen Credit Score — the first credit score specifically designed for rural India. This initiative is in line with the vision set forth in the Union Budget 2025–26 and is backed by the RBI’s directive to improve credit accessibility in rural regions. The platform aims to empower Indians to take control of their credit health, plan their financial futures, and secure loans with enhanced ease.
The Consumer Credit Management Platform acts as a personal financial companion, helping users track, monitor, and improve their credit profile — all in one place. Whether planning to buy a home, upgrade a lifestyle, or start a business, the platform provides the tools to achieve financial goals faster. Users can track their credit score history, simulate upcoming score changes, receive alerts for any credit activity, monitor late payments, benchmark their credit score with their peers, and raise disputes if there are discrepancies. By giving consumers actionable insights, the platform helps avoid delays in loan approvals and supports smarter financial decisions.
The CRIF Grameen Credit Score brings the benefits of credit visibility to rural India. Tailored to suit the behavioural pattern of the rural population, it allows lenders to make more informed decisions while helping rural consumers establish a strong credit identity. This opens up opportunities for securing loans, growing businesses, achieving personal goals, driving financial inclusion, and empowerment across the country.
CRIF High Mark is an RBI-regulated credit information company that has data privacy and protection at its core, ensuring that consumer data is safe, accurate, and unbiased. With tools like score simulation, social comparison, and real-time alerts, CRIF empowers users to actively manage their credit profile and take steps to improve it over time, turning numbers into meaningful actions.
Ramkumar Gunasekaran, Wholetime Director, CRIF High Mark, said: “Financial empowerment starts with knowing where you stand. Our new Consumer Credit Management Platform and Grameen Credit Score make it simple for Indians — whether in cities or villages — to track, understand, and improve their credit health. It’s about helping people access opportunities, achieve dreams, and achieve financial growth responsibly.”